:root {
  --navy: #111448;
  --blue: #1558b0;
  --blue-deep: #0f3f86;
  --cyan: #2ec4e6;
  --cyan-soft: #e7f8fc;
  --ink: #0f1a2f;
  --muted: #4f6082;
  --line: #d6e1f0;
  --white: #ffffff;
  --radius: 14px;
  --radius-sm: 10px;
  --shadow: 0 14px 34px rgba(14, 33, 71, 0.12);
}

* { box-sizing: border-box; }
html, body { width: 100%; overflow-x: hidden; }
body {
  margin: 0;
  font-family: "Segoe UI", "Avenir Next", Tahoma, sans-serif;
  color: var(--ink);
  background: linear-gradient(180deg, #f3f7ff 0%, #ffffff 100%);
  line-height: 1.55;
}
.container { width: min(1120px, calc(100vw - 24px)); margin: 0 auto; }
a { color: inherit; text-decoration: none; }

.topbar {
  background: var(--navy);
  color: #d9e7ff;
  font-size: 0.92rem;
}
.topbar .container {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding: 8px 0;
  flex-wrap: wrap;
}

header {
  position: sticky;
  top: 0;
  z-index: 30;
  background: rgba(17, 20, 72, 0.96);
  border-bottom: 1px solid rgba(255, 255, 255, 0.14);
}
.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 12px 0;
}
.logo {
  font-weight: 800;
  font-size: 1.15rem;
  color: #fff;
}
.logo span { color: var(--cyan); }
nav ul {
  margin: 0;
  padding: 0;
  display: flex;
  list-style: none;
  gap: 16px;
  align-items: center;
}
nav a { color: #e8f0ff; font-weight: 600; font-size: 0.95rem; }
nav {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
}
.nav-cta-wrap {
  width: 100%;
  display: flex;
  justify-content: center;
}
.nav-cta {
  min-width: 150px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  padding: 12px 20px;
  font-weight: 700;
  border: 0;
  cursor: pointer;
}
.btn-primary {
  background: var(--blue);
  color: #fff;
}
.btn-primary:hover { background: var(--blue-deep); }
.btn-light {
  background: var(--cyan-soft);
  color: #0c5670;
  border: 1px solid #c0e8f3;
}

.hero {
  padding: 38px 0 22px;
  background: linear-gradient(110deg, #f6faff 0%, #edf4ff 48%, #ffffff 100%);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 24px;
  align-items: center;
}
.eyebrow {
  color: var(--blue);
  font-weight: 800;
  font-size: 0.86rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
h1 {
  margin: 10px 0 14px;
  line-height: 1.1;
  font-size: clamp(1.7rem, 3.8vw, 2.8rem);
  color: #10275e;
}
.lead {
  color: var(--muted);
  max-width: 760px;
  font-size: 1.05rem;
}
.chips {
  margin-top: 16px;
  display: flex;
  gap: 9px;
  flex-wrap: wrap;
}
.chip {
  border: 1px solid #b8d3ff;
  background: #e9f1ff;
  color: #1d4f9c;
  border-radius: 999px;
  padding: 6px 12px;
  font-weight: 700;
  font-size: 0.83rem;
}
.agent-actions {
  margin-top: 16px;
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.quote-card {
  background: var(--white);
  border: 1px solid #d9e6f8;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 16px;
}
.agent-card {
  background: linear-gradient(180deg, #ffffff 0%, #f7fbff 100%);
}
.agent-portrait {
  width: 100%;
  max-width: 320px;
  border-radius: 12px;
  border: 3px solid #d9e8ff;
  margin: 0 auto 14px;
  display: block;
  object-fit: cover;
}
.agent-card h2 {
  margin: 0 0 6px;
  color: #10275e;
}
.agent-meta {
  margin: 0 0 4px;
  color: #425b80;
}
.agent-phone a,
.agent-email a {
  font-weight: 800;
  color: var(--blue);
}

.flyer-wrap {
  background: #fff;
  border: 1px solid #dce7f6;
  border-radius: 16px;
  padding: 10px;
  box-shadow: var(--shadow);
}
.flyer-image {
  width: 100%;
  border-radius: 12px;
  display: block;
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
label {
  display: block;
  font-weight: 700;
  font-size: 0.86rem;
  margin-bottom: 6px;
  color: #163d73;
}
input, select, textarea {
  width: 100%;
  border: 1px solid #c7d8ef;
  border-radius: 10px;
  padding: 11px;
  font-size: 0.96rem;
}

.section { padding: 34px 0; }
.section h2 {
  margin: 0 0 12px;
  font-size: clamp(1.4rem, 2.7vw, 2rem);
  color: #10316f;
}
.sub {
  margin-top: 0;
  color: var(--muted);
}
.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
}
.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 14px;
}
.card h3 {
  margin-top: 0;
  color: #0f3475;
}
.card p { color: #54698a; }
.link-arrow { color: var(--blue); font-weight: 700; }

footer {
  margin-top: 56px;
  background: #0f1d4d;
  color: #e4ecff;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 20px;
  padding: 30px 0;
}
.footer-grid a { color: #c4e8ff; display: block; margin-bottom: 6px; }
.small { font-size: 0.86rem; color: #d3def8; }

.alert {
  display: none;
  margin-top: 10px;
  border: 1px solid #d9e6f9;
  background: #eef5ff;
  color: #0e3f8a;
  border-radius: 10px;
  padding: 10px;
}

@media (max-width: 980px) {
  .hero-grid,
  .cards,
  .footer-grid { grid-template-columns: 1fr 1fr; }
  nav ul {
    flex-wrap: nowrap;
    overflow-x: auto;
    width: 100%;
    padding-bottom: 6px;
    -webkit-overflow-scrolling: touch;
  }
  nav ul li { flex: 0 0 auto; }
}

@media (max-width: 680px) {
  .container {
    width: 100vw;
    padding-left: 8px;
    padding-right: 8px;
  }
  .hero,
  .section { padding: 20px 0; }
  .hero-grid,
  .cards,
  .footer-grid,
  .form-grid { grid-template-columns: 1fr; }
  .hero-grid { gap: 12px; }
  .nav-wrap { flex-direction: column; align-items: flex-start; gap: 8px; padding: 10px 0; }
  nav { width: 100%; align-items: stretch; }
  .nav-cta-wrap { justify-content: center; }
  .topbar { font-size: 0.78rem; }
  .topbar .container { gap: 6px; }
  h1 { font-size: 1.35rem; margin: 6px 0 10px; }
  .lead { font-size: 0.9rem; }
  .chip { font-size: 0.76rem; padding: 5px 10px; }
  .agent-actions .btn { padding: 10px 14px; font-size: 0.85rem; }
  .agent-card { padding: 10px; }
  .agent-portrait {
    max-width: none;
    width: 100%;
    border-width: 2px;
    margin: 0 0 10px;
    border-radius: 10px;
  }
  .flyer-wrap {
    padding: 0;
    margin-left: -8px;
    margin-right: -8px;
    border-radius: 0;
    overflow: hidden;
    border-left: 0;
    border-right: 0;
  }
  .flyer-image { border-radius: 0; width: 100%; }
  .quote-card { padding: 12px; }
  .card h3 { font-size: 1rem; margin-bottom: 6px; }
  .card p { margin: 0 0 8px; font-size: 0.88rem; }
  .footer-grid { gap: 10px; }
}